2020-2021 Benefits Guide 04.13.2021

What’s Inside ENROLLMENT ELIGIBILITY ..............................................................................................................................4 BENEFIT CARRIER CONTACT INFORMATION..................................................................................................8 MEDICAL PLANS .......................................................................................................................................... 10 MEDICAL PLAN SUMMARY COMPARISON CHART ...................................................................................... 11 DENTAL PLAN .............................................................................................................................................. 14 HEALTH REIMBURSEMENT ACCOUNT (HRA) .............................................................................................. 15 FLEX SPENDING ACCOUNTS (FSA) ............................................................................................................... 16 GROUP TERM LIFE INSURANCE................................................................................................................... 18 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE ............................................................ 18 LIFE INSURANCE FEATURES......................................................................................................................... 18 LONG-TERM DISABILITY (LTD) ..................................................................................................................... 20 OPTIONAL TERM LIFE INSURANCE .............................................................................................................. 20 WELLNESS.................................................................................................................................................... 24 OPTIONAL BENEFITS.................................................................................................................................... 27 LEAVE........................................................................................................................................................... 32 RETIREMENT................................................................................................................................................ 32 TRAINING..................................................................................................................................................... 34 REQUIRED NOTICES..................................................................................................................................... 35

3