2020-2021 Benefits Guide rev 6.22.2021
MEDICAL PLAN SUMMARY COMPARISON CHART The table below reflects an overview of some of the more common services used.
Humana NPOS
Humana HDHP
Services you may need
IN-NETWORK
OUT-OF- NETWORK
IN-NETWORK
OUT-OF-NETWORK
Calendar Year Deductible Individual RX Out-of-Pocket Limit: Individual Family Out-of-Pocket Limit Individual Family
$5,000 $10,000
$15,000 $30,000
$6,350 $12,700
$19,050 $38,100
Embedded with Medical Out-of-Pocket Limit (excludes non-network RX)
Embedded with Medical Out-of-Pocket Limit (excludes non-network RX)
$6,500 $13,000
$19,500 $39,000
$6,350 $12,700
$21,550 $43,100
Family
Office Visits
Primary Care Physician
$35 copay $50 copay $35 copay
100% after cal yr deductible
Specialist
50% coinsurance
30% coinsurance
Virtual Visit
Preventative care Preventive Care/Screening Immunizations Diagnostic Testing
No charge; deductible does not apply
No charge; deductible does not apply
50% coinsurance
30% coinsurance
(Routine Physicals)
No charge; deductible does not apply
100% after cal yr deductible
X-ray / Blood work
50% coinsurance
30% coinsurance
30% coinsurance after cal yr deductible
Imaging (CT/PET scans, MRIs)
100% after cal yr deductible
20% coinsurance
50% coinsurance
Immediate Medical Attention
$100 copay; deductible does not apply $350 copay; deductible does not apply
30% coinsurance after cal yr deductible 100% after cal yr deductible 100% after cal yr deductible 30% coinsurance after cal yr deductible
100% after cal yr deductible
Urgent Care
50% coinsurance
Emergency Room Care (copay waived if admitted) Emergency Transport
$350 copay; deductible does not apply
100% after cal yr deductible 100% after cal yr deductible
20% coinsurance
20% coinsurance
Hospitalization Facility fee
20% coinsurance 20% coinsurance
50% coinsurance 50% coinsurance
100% after cal yr deductible
Physician/surgery fees
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