2020-2021 Benefits Guide rev 6.22.2021

What’s Inside ENROLLMENT ELIGIBILITY ........................................................................................................................... 4 BENEFIT CARRIER CONTACT INFORMATION ............................................................................................... 8 MEDICAL PLANS ........................................................................................................................................ 10 MEDICAL PLAN SUMMARY COMPARISON CHART..................................................................................... 11 DENTAL PLAN ............................................................................................................................................ 14 HEALTH REIMBURSEMENT ACCOUNT (HRA) ............................................................................................. 15 FLEX SPENDING ACCOUNTS (FSA) ............................................................................................................. 16 GROUP TERM LIFE INSURANCE ................................................................................................................. 18 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE............................................................ 18 LIFE INSURANCE FEATURES ....................................................................................................................... 18 LONG-TERM DISABILITY (LTD) ................................................................................................................... 19 OPTIONAL TERM LIFE INSURANCE ............................................................................................................ 19 WELLNESS ................................................................................................................................................. 23 OPTIONAL BENEFITS.................................................................................................................................. 26 LEAVE ........................................................................................................................................................ 31 RETIREMENT ............................................................................................................................................. 31 TRAINING .................................................................................................................................................. 33 REQUIRED NOTICES................................................................................................................................... 34

3