2020-2021 Benefits Guide
2. The login screen: on the Home Page, you can access general information. To begin accessing personal plan information, click on ‘Register Now’ and perform the one-time registration process. Going forward, you will be able to log-in directly. 3. Enter your personal information: enter your first and last name, identifying data and e-mail address. 4. Create a username and password: create a unique user name and password for future access toMyBenefits. 5. Security verification questions: now, you will need to choose and answer three identity verification questions to be utilized in the event you forget your password. 6. Terms of use: finally, you will be asked to read and agree to the websites’ Term of Use. 7. Process complete: now you be brought to the “Thank You” page. MetLife Mobile App With MetLife’s mobile app, employees who prefer a digital service experience can securely and easily view and manage their benefits information on their mobile device. With theMetLife Mobile App, you’ll be able to find a provider, view your ID card, get estimates for most dental procedures, view the plan summary, view your claims, and track brushing and flossing activity. To download the app, search for “MetLife US App” in the App Store or Google Play store. MetLife VisionAccess Discount Program
The MetLife VisionAccess is a discount program that helps you save and stay on top of your eye care. This discount program does not serve as traditional vision insurance. Using your discount is simple, just provide your program code, MET2020, when making an appointment or receiving services or materials. You will need to visit a participating private practice to take advantage of the program. To find a participating provider, visit www.metlife.com/mybenefits or call 1-888-GET-MET8.
Please refer to the Schedule of Benefits to view discounts available. Texas is located in Region 3 . HEALTH REIMBURSEMENT ACCOUNT (HRA) The Health Reimbursement Arrangement (HRA) is administered through Proficient Benefits Solutions. An HRA is an employer sponsored benefit contributed 100% by the EAA and is designed to help offset medical expenses incurred by you. The HRA functions the same as an FSA plan. Even if you do not elect medical and dental coverage for your dependents, you can still utilize your HRA funds to cover their eligible expenses. The HRA contribution provided by the EAA is tied to the medical plan elected. Employees who elect the HDHP plan, are eligible to receive a medical HRA and a dental/vision HRA.
Please refer to the table on the right for annual maximum contribution. As mentioned, for new hires, this contribution amount is prorated. The prorated amount is determined by the number of full months from an employee’s hire date. For example, if you are hired on July 5th and elect the NPOS plan, then the HRA amount will be 5/12th of the annual contribution ($1000/12 X 5 = 416.67). Amounts are also prorated for the dental/vision HRA. HRA ANNUAL CONTRIBUTION January 1 Medical HRA Dental/Vision HRA
NPOS
HDHP
$1,000.00
$3,499.00 $1000.00
$0.00
You can receive reimbursement from your HRA for eligible medical, dental and vision expenses incurred by you or an eligible dependent during the current plan year, January 1 – December 31. HRA funds must be reimbursed during the plan year in which the expense was incurred. For example, expenses incurred in plan year 2020, must be reimbursed from funds during the same year (2020). Claims are processed by Proficient Benefit Solutions.
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