2020-2021 Benefits Guide

What’s Inside ENROLLMENT ELIGIBILITY ..............................................................................................................................4 BENEFIT CARRIER CONTACT INFORMATION..................................................................................................8 MEDICAL PLANS ...........................................................................................................................................10 MEDICAL PLAN SUMMARY COMPARISON CHART .......................................................................................11 DENTAL PLAN ...............................................................................................................................................14 HEALTH REIMBURSEMENT ACCOUNT (HRA) ...............................................................................................15 FLEX SPENDING ACCOUNTS (FSA)................................................................................................................16 GROUP TERM LIFE INSURANCE....................................................................................................................18 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE .............................................................18 LIFE INSURANCE FEATURES..........................................................................................................................18 LONG-TERM DISABILITY (LTD)......................................................................................................................19 OPTIONAL TERM LIFE INSURANCE ...............................................................................................................19 WELLNESS.....................................................................................................................................................23 OPTIONAL BENEFITS.....................................................................................................................................26 LEAVE............................................................................................................................................................31 RETIREMENT.................................................................................................................................................31 TRAINING......................................................................................................................................................33 REQUIRED NOTICES......................................................................................................................................34

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