2021-2022 Benefits Guide

What’s Inside ENROLLMENT ELIGIBILITY .................................................................................................. 4 BENEFIT CARRIER CONTACT INFORMATION ...................................................................... 8 MEDICAL PLANS............................................................................................................... 11 MEDICAL PLAN SUMMARY COMPARISON CHART............................................................ 12 DENTAL PLAN................................................................................................................... 19 HEALTH REIMBURSEMENT ACCOUNT (HRA) .................................................................... 22 FLEX SPENDING ACCOUNTS (FSA) .................................................................................... 22 GROUP TERM LIFE INSURANCE ........................................................................................ 24 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE ................................... 24 LIFE INSURANCE FEATURES.............................................................................................. 25 LONG-TERM DISABILITY (LTD) .......................................................................................... 26 OPTIONAL TERM LIFE INSURANCE ................................................................................... 26 WELLNESS ........................................................................................................................ 30 OPTIONAL BENEFITS ........................................................................................................ 33 LEAVE............................................................................................................................... 38 RETIREMENT .................................................................................................................... 38 TRAINING......................................................................................................................... 40 REQUIRED NOTICES ......................................................................................................... 41

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