2022 - 2023 Benefits Guide

What’s Inside

ENROLLMENT ELIGIBILITY .................................................................................................... 4

BENEFIT CARRIER CONTACT INFORMATION ........................................................................ 8

MEDICAL PLANS ................................................................................................................. 11

MEDICAL PLAN SUMMARY COMPARISON CHART ............................................................. 12

DENTAL PLAN ..................................................................................................................... 19

HEALTH REIMBURSEMENT ACCOUNT (HRA)...................................................................... 22

FLEX SPENDING ACCOUNTS (FSA) ...................................................................................... 22

GROUP TERM LIFE INSURANCE .......................................................................................... 24

ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE .................................... 24

LIFE INSURANCE FEATURES................................................................................................ 25

LONG-TERM DISABILITY (LTD) ............................................................................................ 26

OPTIONAL TERM LIFE INSURANCE ..................................................................................... 26

WELLNESS .......................................................................................................................... 30

OPTIONAL BENEFITS........................................................................................................... 33

LEAVE ................................................................................................................................. 38

RETIREMENT ...................................................................................................................... 38

TRAINING ........................................................................................................................... 40

REQUIRED NOTICES............................................................................................................ 41

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