2022 - 2023 Benefits Guide

What’s Inside ENROLLMENT ELIGIBILITY .................................................................................................... 4 BENEFIT CARRIER CONTACT INFORMATION ........................................................................ 8 MEDICAL PLANS ................................................................................................................. 11 MEDICAL PLAN SUMMARY COMPARISON CHART ............................................................. 12 DENTAL PLAN ..................................................................................................................... 19 HEALTH REIMBURSEMENT ACCOUNT (HRA)...................................................................... 22 FLEX SPENDING ACCOUNTS (FSA) ...................................................................................... 22 GROUP TERM LIFE INSURANCE .......................................................................................... 24 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE .................................... 24 LIFE INSURANCE FEATURES................................................................................................ 25 LONG-TERM DISABILITY (LTD) ............................................................................................ 26 OPTIONAL TERM LIFE INSURANCE ..................................................................................... 26 WELLNESS .......................................................................................................................... 30 OPTIONAL BENEFITS........................................................................................................... 33 LEAVE ................................................................................................................................. 38 RETIREMENT ...................................................................................................................... 38 TRAINING ........................................................................................................................... 40 REQUIRED NOTICES............................................................................................................ 41

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