2022 HR Insider Newsletter Spring updated

Spring 2022

Benefits

Mission Square Market Volatility Webinars Retirement Recent market changes may have you concerned about your assets. Many investors consider changing their in - vestment strategy when market drops occur. A sound approach is to remember that market fluctuations are nor - mal and that staying the course may produce greater returns in the long run. Try focusing on what is within your control, like saving more. Learn more about market volatility by clicking HERE .

HRA Rollovers

The 90-day run-off period for the Health Reimburse - ment Arrangement (HRA) which gives you an oppor - tunity to submit claims for reimbursements for the pre-

to $1000 of your dental/vision HRA will be combined with your 2022 dental/vision HRA. NPOS Plan -

vious year, ended on March 31, 2022. Up to $2,500 of your remaining funds will rollover to the 2022 HRA plan and any remaining funds will rollover to your Retirement Health Savings (RHS) account. You may expect to see your rollover funds in your Profi - cient account by mid-April. The $2,500 of 2020 HRA funds will rollover as fol- lows:

Up to $2500 will rollover to your 2022 HRA which can be used for medical, dental, and vision expenses. Employees identified as having funds rolling over to an RHS account for the first time will be contacted by Hilda Campos for com - pletion of the appropriate documents to setup an RHS account.

To attend a seminar on Investing During Mar- ket Volatility, register HERE. This online webinar will be available 3 times during the month of April. You can also sign up for an individual appointment with Sallie Harborth, MissionSquare Retirement Plan Specialist to assist you with establishing goals for retire- ment and developing a strategy for your reti- rement plan.

Mission Square Retirement Upcoming Education Webinars

HDHP Plan - Up to $1,500 of your medical HRA will be combined with your 2022 medical HRA. Up

Retirement Basics Wednesday, April 13th

Financial Planning Basics: Do You Have a Tailo- red Financial Plan in Place? Wednesday, May 11th Everyone can benefit from a financial plan that is tailored to individual needs and circumstances. A financial roadmap can motivate you to save money, help you meet your financial goals, and improve your overall financial security now and in the future. Retirement Income Planning Thursday, May 26th Most of us imagine retirement as a happy time, a reward for a lifetime of hard work, full of possi- bility and potential. We have good reason to see retirement in a positive light. Americans are living longer, healthier lives than ever before. In fact, for some of us, retirement will make up a full third of our lives. Of course, this means that our retirement assets will have to do more for us over a longer pe- riod of time. This makes planning for our retirement essential.

Retirement income planning is the process of un - derstanding how much income you’ll need during your retirement years to support the retirement li- festyle you want, and positioning your assets to pro- vide that income. While there’s no such thing as a “one size fits all” plan, there are steps you can take to maximize the possibility of a financially secure retirement. 10 Question Retiree Guide Wednesday, April 27th and June 22nd Transitioning into and through retirement can be rewarding and challenging. So having a plan is im- portant. We’ll focus on 10 key questions you should ask, from saving, to Social Security and Medicare, and managing your investments, withdrawals, and taxes.

Davis Vision Access Discount Plan from GuardianLife

If you are enrolled in dental coverage, you can receive discounts on vision care services or supplies from your vision provider if they are under contract with the Davis Vision network. The Guardian Davis Vision Access plan

is a discount program that helps you save and stay on top of your eye care. This discount program does not serve as traditional vision insurance. You must pay the entire dis- counted fee directly to your Davis Vision network doctor and discounts are not available

from providers outside the Da- vis Vision network. Additional discounts include laser vision correction and shopping from online retailers. Find a participating doctor near you by visiting Guard- ian website or call 1-800-877-7195 Upon login, click on Benefits > Overview > click on Vision under coverage.

AVERAGE DISCOUNTS

Eye Exams

15% off usual charge

Frames, Standard Lenses and Lens Options

20%% - 80% usual charge

Contact Lens

10% - 20% off usual charge

Contact Lens Professional Services

15% - 25% off usual charge

Laser Surgery

Up to 25% off usual charge

Register HERE for all webinars. All webinars are held from 12:00 - 1:00 CST.

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