2023-2024 Benefits Guide

What’s Inside ENROLLMENT ELIGIBILITY .................................................................................................... 4 BENEFIT CARRIER CONTACT INFORMATION ........................................................................ 8 MEDICAL PLANS ................................................................................................................. 11 MEDICAL PLAN SUMMARY COMPARISON CHART ............................................................. 12 VISION PLAN....................................................................................................................... 19 DENTAL PLAN ..................................................................................................................... 22 HEALTH REIMBURSEMENT ACCOUNT (HRA)...................................................................... 25 FLEX SPENDING ACCOUNTS (FSA) ...................................................................................... 25 GROUP TERM LIFE INSURANCE .......................................................................................... 27 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE .................................... 27 LIFE INSURANCE FEATURES................................................................................................ 28 LONG-TERM DISABILITY (LTD) ............................................................................................ 29 OPTIONAL TERM LIFE INSURANCE ..................................................................................... 29 WELLNESS .......................................................................................................................... 33 OPTIONAL BENEFITS........................................................................................................... 36 LEAVE ................................................................................................................................. 41 RETIREMENT ...................................................................................................................... 41 TRAINING ........................................................................................................................... 43 REQUIRED NOTICES............................................................................................................ 44

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