2024-2025 Benefits Guide

First page Table of contents Next page Last page
ENROLLMENT ELIGIBILITY5
BENEFIT CARRIER CONTACT INFORMATION9
MEDICAL PLANS12
MEDICAL PLAN SUMMARY COMPARISON CHART13
VISION PLAN20
DENTAL PLAN23
HEALTH REIMBURSEMENT ACCOUNT (HRA)26
FLEX SPENDING ACCOUNTS (FSA)26
GROUP TERM LIFE INSURANCE28
ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE28
LIFE INSURANCE FEATURES29
LONG-TERM DISABILITY (LTD)30
OPTIONAL TERM LIFE INSURANCE30
WELLNESS34
OPTIONAL BENEFITS37
LEAVE42
RETIREMENT42
TRAINING44
REQUIRED NOTICES45

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