2024-2025 Benefits Guide

What’s Inside ENROLLMENT ELIGIBILITY .................................................................................................. 4 BENEFIT CARRIER CONTACT INFORMATION ...................................................................... 8 MEDICAL PLANS............................................................................................................... 11 MEDICAL PLAN SUMMARY COMPARISON CHART............................................................ 12 VISION PLAN .................................................................................................................... 19 DENTAL PLAN................................................................................................................... 22 HEALTH REIMBURSEMENT ACCOUNT (HRA) .................................................................... 25 FLEX SPENDING ACCOUNTS (FSA) .................................................................................... 25 GROUP TERM LIFE INSURANCE ........................................................................................ 27 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE ................................... 27 LIFE INSURANCE FEATURES.............................................................................................. 28 LONG-TERM DISABILITY (LTD) .......................................................................................... 29 OPTIONAL TERM LIFE INSURANCE ................................................................................... 29 WELLNESS ........................................................................................................................ 33 OPTIONAL BENEFITS ........................................................................................................ 36 LEAVE............................................................................................................................... 41 RETIREMENT .................................................................................................................... 41 TRAINING......................................................................................................................... 43 REQUIRED NOTICES ......................................................................................................... 44

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