2025 HR Insider Newsletter Summer edition

Summer 2025

RETIREMENT

Mission Square Retirement Webinars

Reminder about: Reporting Injuries T o ensure compliance with Texas Workers’ Compensa tion guidelines, all work-related injuries must be report ed immediately to both your supervisor and Human Re sources, regardless of whether medical treatment is sought. Even if the injury appears minor or the employee chooses not to pursue treatment, reporting the incident is still re quired. Envision Your Financial Future - Retirement plan ning begins on day one. Join TCDRS for a webinar to review how your TCDRS retirement plan works and how life changes can impact your benefits. We’ll also discuss the importance of saving outside your TCDRS plan. The earlier you start saving for retirement, the more options you’ll have when you are ready to take that next step. Wednesday, July 23rd, 12:00 - 1:00 p.m. Click HERE to register. Association of Financial Educators - Speakers from the Association of Financial Educators provide you with information related to budgeting, saving, and other financial resources to help you plan for re tirement and the unexpected on your road to retire ment. Insurance 101/Beneficiary Audit - Thursday, July 24th, 12:00 - 1:00 p.m. Click HERE to register. Long-Term Care - Thursday, August 7th, 12:00 - 1:00 p.m. Click HERE to register. Webinars Tailored to TCDRS Members Thank you for your continued commitm ent to maintaining a safe and compliant workplace. For questions, contact Hilda Campos.

All webinars are held from 12:00 - 1:00 p,m, unless otherwise stated. Register HERE for all webinars be low. The Medicare Puzzle: Understanding Your Medi care Options - There are many pieces to the Medica re puzzle you need to be aware of. Gain insights into Medicare and the importance of knowing when you need to apply. Wednesday, July 16th Quarterly Economic Overview - Gain insights into and understanding of current economic factors and the impact they may have on your retirement plan ning. Wednesday, July 23rd Required Minimum Distributions (RMDs): What, How and When - The RMD landscape has gone through many changes over the past couple of years. With SECURE 2.0, we’re faced with even more. Here we look at those changes and how you can help pre pare yourself for the inevitable day when you need to begin taking your RMDs. Thursday, July 24th and Thursday, September 18th How Health can Affect Your Wealth in Retirement An in-depth look into the many different aspects of planning and preparing for unexpected (and expec ted) health care costs in retirement, including Medi care and long-term care considerations. Wednesday, July 30th Making Every Dollar Count: Tips for Smart Spen ding - Learn how to prioritize so that you spend on what you truly want and can afford. Wednesday, Au guest 6th How to Pay Off and Prevent Debt - Are you concer ned about your level of debt? You’re not alone. Here we look at some guiding principles of dealing with debt and how to attack paying it off. And, perhaps more importantly, we discuss the importance of avoi ding accumulating too much debt in the first place. Wednesday, Auguest 13th Retirement 101: A Comprehensive Overview Most of us imagine retirement as a happy time — a reward for a lifetime of hard work, full of possibilities. With Americans living longer, retirement will make up a full third of many people’s lives. This makes planning

for it essential. Wednesday, Auguest 20th Social Security: Understanding Your Options and Social Security Fairness Act - As you near retire ment, one of the biggest financial decisions to make is when to begin receiving Social Security benefits. With pensions disappearing, Social Security remains the major source of guaranteed lifetime retirement income for most Americans, so it’s important to ex plore your options and make an informed decision. Wednesday, August 27th Understanding Qualified Charitable Distributi ons - Are you charitably inclined? Take a look at how using your required minimum distribution from a traditional IRA might help you reduce your taxable income while also being philanthropic. Thursday, August 28th Retirement Income Planning: Tips to Help Make Your Money Last - Understanding how much inco me you’ll need to support the retirement you want, and positioning your assets to provide that income, is important. While there’s no one-size-fits-all plan, there are steps you can take to maximize the possi bility of a financially secure retirement. Wednesday, September 17th Managing your Investments: Helping to Keep your Retirement on Track - An investing strategy is a ca refully planned and prepared approach to managing and accumulating money to help meet your short-, mid-, and long-term financial goals. Investment planning requires discipline and patience, but it do esn’t have to be difficult. Wednesday, September 24th

Preparing for a Successful TCDRS Retirement Retirement is not just about the money. If you are thinking about retiring in the next five years, join TC DRS for a webinar about how to plan for a success ful retirement. We’ll not only talk about the financial aspect of retirement, but the emotional transition as well. Plus, we’ll walk you through the steps for pro cessing your TCDRS retirement. Wednesday, August 6th, 12:00 - 1:00 p.m. Click HERE to register. Welcome to TCDRS - Welcome to your new job with a county or district that participates in the Texas County & District Retirement System! TCDRS is one of the best funded retirement systems in the country and provides lifetime benefits to eligible members at retirement. In this webinar, you’ll learn how you and your employer are saving for your future benefits, the importance of designating beneficiaries, and get an introduction to all the resources available to you at TCDRS.org. Friday, September 5th, 9:00 - 9:30 a.m. Click HERE to register.

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