2026-2027 Benefits Guide

DENTAL PLAN The EAA offers two dental plan options through Ameritas, both designed to help you maintain good oral health through preventive, basic, and major dental services. You may receive care from any licensed dentist; however, you'll generally save the most when visiting an in-network provider. The primary difference between the two plans is how benefits are calculated for covered services and out-of-network reimbursement. Dental Plan Comparison Chart Benefit MAC 100/60 Plan UCR 80/50 Plan PLAN BENEFIT Type 1 100% 100% Type 2 100% 80% Type 3 60% 50% Deductible $50 Lifetime (Type 2 & 3) Waived Type 1 No Family Maximum $50 Lifetime (Type 2 & 3) Waived Type 1 No Family Maximum Maximum (per person) $1,500 per calendar year $1,500 per calendar year Allowance Discounted Fee 90th U&C Waiting Period None None ORTHODONTIA SUMMARY Adult and Child Coverage Adult and Child Coverage Allowance U&C U&C Plan Benefit 50% 50% Lifetime Maximum (per person) $1,500 $1,500 Waiting Period None None

Sample Procedure Listing Type 1 • Routine Exam (2 per benefit period) • Bitewing X-rays (1 per benefit period) • Full Mouth/Panoramic X-rays (1 in 5 years)

Type 2

Type 3

• Fillings for Cavities

• Onlays

• Restorative Composites (anterior and posterior teeth) • Endodontics (nonsurgical)

• Crowns (1 in 8 years per tooth)

• Crown Repair

• Periapical X-rays

• Endodontics (surgical) • Periodontics (nonsurgical)

• Denture Repair

• Cleaning (2 per benefit period)

• Prosthodontics (fixed bridge; removable complete/partial dentures) (1 in 8 years)

• Fluoride for Children 15 and under (2 per benefit period)

• Periodontics (surgical)

• Sealants (age 13 and under)

• Simple Extractions • Complex Extractions • Anesthesia

• Space Maintainers

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