2026-2027 Benefits Guide

SUPPLEMENTAL SPOUSE LIFE INSURANCE Supplemental Spouse Life Insurance is available through Securian Financial and allows employees to purchase additional life insurance coverage for their eligible spouse. This voluntary benefit is paid 100% by the employee. This is in addition to Dependent Life Insurance coverage. Coverage is available in $5,000 increments, up to a maximum of $150,000, subject to plan eligibility requirements. Employees may elect Supplemental Spouse Life coverage even if they do not elect Supplemental Employee Life coverage. However, the spouse's total Supplemental Life coverage cannot exceed 100% of the total Basic and Supplemental Employee Life Insurance amount for which the employee is eligible. New employees may enroll their spouse in up to $25,000 without their spouse completing an Evidence of Insurability (EOI). Electing or increasing coverage during a future annual enrollment period will require that their spouse complete an Evidence of Insurability (EOI). The premium is based on your spouse’s age and the age band table. SUPPLEMENTAL CHILD LIFE INSURANCE

Age Band Table

Age

Per $10,000

15-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69 70-74

$.680 $.740 $.980

$1.420 $2.180 $3.400 $5.020 $7.200 $9.300 $13.220 $25.000 $77.240

75+

Supplemental Child Life Insurance is available through Securian Financial and allows employees to purchase additional life insurance coverage for eligible dependent children. This voluntary benefit is paid 100% by the employee. This is in addition to Dependent Life coverage. Employees may elect $10,000 or $15,000 of coverage for each eligible child. Supplemental Child Life Insurance may be elected even if the employee does not elect Supplemental Employee Life Insurance. Child coverage may not exceed 100% of the total Basic and Supplemental Employee Life Insurance amount for which the employee is eligible. Coverage for eligible dependent children is Guaranteed Issue, meaning Evidence of Insurability (EOI) is not required during new hire enrollment, Open Enrollment, or when experiencing a Qualifying Life Event. The monthly premium is $0.14 per $1,000 of coverage. Lifestyle Benefits from Securian Financial Through our life insurance carrier, Securian Financial, employees can access a suite of additional tools, support, guidance and services to help make life a little easier. There is no additional fee or enrollment for these resources. You can just access the resources that you need, whenever you need them. Your spouse and insurance-eligible children can also use these resources, even if they’re not covered under the insurance program. Legal, Financial, and Grief Resources - Provided by TELUS Health Professional services are available to help employees navigate legal matters, financial concerns, grief, and overall well-being through online resources and professional consultations. Services include: Supplemental Child Life Coverage Coverage Amount Monthly Cost $10,000 $1.40 $15,000 $2.10

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