2026-2027 Benefits Guide

Table of Contents ENROLLMENT ELIGIBILITY .................................................................................................. 4 BENEFIT CARRIER CONTACT INFORMATION ...................................................................... 8 MEDICAL PLANS ............................................................................................................... 10 MEDICAL PLAN SUMMARY COMPARISON CHART............................................................ 11 VISION PLAN .................................................................................................................... 18 DENTAL PLAN................................................................................................................... 21 HEALTH REIMBURSEMENT ACCOUNT (HRA) .................................................................... 23 FLEX SPENDING ACCOUNTS (FSA) .................................................................................... 24 GROUP TERM LIFE INSURANCE ........................................................................................ 26 ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) COVERAGE ................................... 26 LIFE INSURANCE FEATURES.............................................................................................. 26 LONG-TERM DISABILITY (LTD) .......................................................................................... 27 OPTIONAL TERM LIFE INSURANCE ................................................................................... 28 WELLNESS ........................................................................................................................ 34 OPTIONAL BENEFITS ........................................................................................................ 37 LEAVE............................................................................................................................... 42 RETIREMENT .................................................................................................................... 43 TRAINING......................................................................................................................... 46 REQUIRED NOTICES ......................................................................................................... 47

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