2024 HR Insider Spring Newsletter

Spring 2024

Retirement Mission Square Retirement Upcoming Education Webinars

WEBINARS TAILORED TO MEMBERS

How Health can Affect Your Wealth in Retirement Wednesday, April 17th - An in-depth look into the many different aspects of planning and preparing for unexpected (and expected) healthcare costs in retire- ment, including Medicare and Long-Term Care consi- derations. Market Update Workshop Wednesday, April 24th - Join MissionSquare Retire - ment for an update on the financial markets including popular topics such as: economic overview, inflation/ raising interest rates, and much more! Roth IRA: A Flexible and Tax-Efficient Way to Save for Retirement Wednesday, May 1st - Roth IRAs have become po - pular retirement savings vehicles because if certain conditions are satisfied, distributions are free from fe - deral income taxes. Is a Roth IRA right for you? The answer is complicated and depends on your situation, including whether you believe you’ll be in a higher tax bracket in the future. Women and Money: Preparing for future finances Wednesday, May 8th - More women than ever are res - ponsible for their financial well-being and that of their families. No matter what life stage they’re in, they need to know how to save, invest, and plan for the future. 10 Questions for a Successful Retirement: A Guide for the Retiree Wednesday, May 15th - Transitioning into and throu- gh retirement can be rewarding and challenging. So having a plan is important. We’ll focus on 10 key qu - estions you should ask, from saving, to Social Secu - rity and Medicare, and managing your investments, withdrawals, and taxes. Making the Most of Social Security - Retirement Income Enhancing Strategies Wednesday, May 22nd - Understand the basic ele- ments of the Social Security program and focus on

strategies that can help make the most of the benefits you receive. Financial Planning Basics: How to Set and Achieve Your Goals Wednesday, June 5th - Everyone can benefit from a financial plan that is tailored to individual needs and circumstances. A financial roadmap can motivate you to save money, help you meet your financial goals, and improve your overall financial security now and in the future. Effective Estate Planning: Protecting Your Assets for the Future Wednesday, June 12th - An effective estate plan can help ensure your family’s financial needs will be taken care of, and that your personal wishes will be carried out in the event of your death. Navigating the Next Chapter: Preparing for Your Retirement Wednesday, June 18th - If you’re retiring soon, you probably have many questions about your retirement accounts. Learn what you should consider next. The Medicare Puzzle: Understanding Your Medi- care Options Wednesday, June 26th - There are many pieces to the Medicare puzzle you need to be aware of. Gain insight to Medicare and the importance of knowing just when you need to apply. All webinars are held from 12:00 p.m. - 1:00 a.m. Register HERE for all webinars.

SOCIAL SECURITYADMINISTRATION Your TCDRS benefit may be your only part of your overall retirement picture. Join TCDRS as they host speakers from the Social Security Administration. Get an overview of Social Security and have a chance to ask your ques - tions live with a Social Security Representative. Wednesday, May 8th, 12:00 - 1:00 p.m. Click HERE to register. PREPARING FOR A SUCCESSFUL TCDRS RETIREMENT Retirement is not just about the money. If you are thinking about retiring in the next five years, join TCDRS for a webinar about how to plan for a successful retirement. We’ll not only talk about the financial aspect of retirement, but the emotional transition as well. Plus, we’ll walk you through the steps for processing your TCDRS retire - ment. 2 Sessions - Friday, May 10th, 9:00 - 10:00 a.m. and Tuesday, June 11th, 9:00 - 10:00 a.m. Click HERE to register. HOSTED BY THE ASSOCIATION OF FINANCIAL EDUCATORS - 457s & IRAs Retirement planning is more than just understanding your TCDRS benefits. Join TCDRS as we host speakers from the Association of Financial Educators to provide you with additional information related to budgeting, saving, and other financial resources to help you plan for retirement and the unexpected on your road to retirement. Wed- nesday, May 22nd, 12:00 - 1:00 p.m. Click HERE to register. WELCOME TO TCDRS If you’re a new hire and have questions about your TCDRS benefit, this webinar is for you! You’ll learn how TCDRS is unique and how it helps you save for your future. You’ll also find out why it’s important to designate a beneficiary and register for your online account. Then we’ll show you all the resources TCDRS offers to help you retire with confidence. Friday, June 7th 9:00 - 9:30 a.m. Click HERE to register. ENVISION YOUR FINANCIAL FUTURE

Retirement planning begins on day one. Join TCDRS for a webinar to review how your TCDRS retirement plan works and how life changes can impact your benefits. We’ll also discuss the importance of saving outside your TCDRS plan. The earlier you start saving for retirement, the more options you’ll have when you are ready to take that next step. Wednesday, June 10th, 12:00 - 1:00 p.m. Click HERE to register.

6 / 16

7 / 16